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And, if you're able to, paying during the pause can lower your principal loan amount, helping you save money on interest when payments resume. Unless you have only this amount in federal student loans or less, it's smart to plan for repayment now. No official announcements have been made yet.

There's no guarantee of widespread student loan forgiveness, but the latest news indicates that the Biden administration may be considering $10,000 in federal student loan relief, with some income limitations. Should I pay my student loans now or wait for loan forgiveness? So after logging in to Aidvantage, you should find that your preferred payment method and autopay selection have transferred over, along with your payment history and record of loans paid in full. And, if your job situation has changed since you last reviewed your loan repayment options, you may want to apply for income-driven repayment or other repayment options through Aidvantage now, so you're ready to go when repayment begins in September.

Of course, since federal student loan payments have been paused for over 20 months, you may need to review the payment details, particularly with the end of forbearance approaching. Your payment preferences should be the same, but it's worth checkingĪny payment terms you set up with Navient - autopay, deferment, income-driven repayment plans - should have transferred seamlessly to Aidvantage. If you still can't get in or no longer have access to the email on file, reach out to Aidvantage for assistance at 80. If you can't remember your login information, select "Forgot user ID" or "Forgot password" and confirm a personal identification question to have a new one emailed to you. From there, you'll be taken to the Aidvantage account home page, which looks just like the Navient landing page, right down to the left-hand navigation options. Once you enter your login and password, you'll be prompted to enter your Social Security number or account number and date of birth to confirm your identity. The process is nearly identical to Navient's. To log in to your new account, visit and enter your Navient login information. If you try to log in to Navient, you'll find a $0 balance - this balance is simply showing that your loans have been purchased by Aidvantage.

You can access your Aidvantage account with your Navient credentials Even if your address was outdated, you should be able to log in to your new account. If you have not received a notification, you should log in to your existing Navient account and double-check your contact information to make sure it's correct. Aidvantage is your new student loan servicerīy now, you should have been notified of this change by mail or email from Navient, Aidvantage and the Department of Education. If your federal student loans were previously serviced by Navient, here's what you need to know: 1. Michael Lux, a student loan expert, attorney and founder of the Student Loan Sherpa, said that the "increase in federal regulation and government scrutiny over federal loan servicing is almost certainly to blame for Navient's departure." What does Navient's departure mean for borrowers?